After completing a year’s worth of exams in only two weeks, Naz Majid was determined to gain her financial qualifications in order to open her own business.
Where do you call home?
I was born and brought up in the North East of England, although my parents come from the Azad Kashmir province of Pakistan.
Tell us about your role?
I am a mortgage and protection specialist advising on mortgages, general insurance, life insurance, critical illness cover, family income benefit and income protection.
How did you get to where you are today?
I joined Lloyds Bank in 2015 as a bank officer and within three months identified an opportunity for a mortgage and protection adviser. At the time, I did not have my financial qualification but I was determined to get this role, so I ordered my online material and booked the tests for two weeks following (the operator thought I was a bit crazy), simply because the course duration is meant to be one year and I wanted to complete it in a fortnight!
I studied day and night, passed two tests with flying colours and the third one I just about hit the borderline pass mark. But a pass is a pass, isn’t it? Fast forward a few years and I resigned from the bank to set up my own business, where I can help my clients with a panel of lenders for both mortgages and insurance and not be tied to a single company.
What struggles or obstacles did you face along the way?
Trying to manage my own property portfolio as well as trying to run this business alongside was a challenge, getting a call the boiler has gone bust or the roof is leaking or the fence has fallen over when you are up and down the country most of your time is a right challenge but where there is a will there is most definitely a way.
Describe the moment you first got a feel for success?
All the praise from my clients, staff and management makes me feel successful. Also winning Mortgage Star North East 2020 and fourth top conveyancing referrer across the country for 2020 were both huge achievements.
Do you have any advice for aspiring young females?
It’s not easy, but stay determined, stay resourceful and, above all, only do it if you are passionate about it, otherwise it will become more difficult to overcome the challenges.
What advice would you give to your younger self?
Do it sooner rather than later. A couple of years’ experience is enough to go out there and set up your own business. Don’t be afraid of failures, this is what makes us after breaking us.
What three words inspire you and encourage a positive path?
Believe, challenge, commit.
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